(888) 741-7926


Professional Solutions LLC.

Terms and Conditions

1: Qualifications & Requirements:

1.1: It is REQUIRED that you enroll and maintain a ($24.99) MONTHLY credit monitoring subscription with IDENTITYIQ in order for your Credit Pro to view all 3 of your credit reports every 30-45 days. This is a separate fee from your service fee. This will enable us to keep you informed of any changes, such as deletions/updates that have occurred. Failure to do so will cause your credit repair services to be canceled.

Please know, it is impossible for us to do our job without you having credit monitoring. If this is not feasible for your budget, PLEASE DO NOT ENROLL AT THIS TIME.

1.2: You must have an active email address, credit/debit card, and unexpired photo I.D.

1.3: Please be advised…we are not able to assist with any active bankruptcies. However, we can work with Dismissed/Discharged bankruptcies.

1.4: We are not accepting clients with 0 negative accounts. This program is not able to assist those with only late payments and hard inquiries with no actual negative accounts.

1.5: Please enroll when you are absolutely ready to get started. Onboarding MUST be completed within 48 hours. If this is not possible for you at this time, please wait to enroll.

1.6: If you are currently unable to maintain your current living expenses by paying your bills on time for the next 6-8 months, PLEASE DO NOT ENROLL AT THIS TIME. We want you to get the most out of this process. Please understand that paying your bills late will hurt you regardless of our efforts.

1.7: Credit repair is a team effort, paying your bills on time, building/adding positive credit and paying your credit card balances down is what we expect out of all our clients. If you are not willing to consistently do these things and follow the personal action plan we give you, THIS PROGRAM IS NOT SUITABLE FOR YOU.

2: Cancellation Policy:

2.1: There is no binding contract. Services are provided on a month-to-month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When canceled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears. For assistance and to ensure your cancellation was successful you may email admin@inpowercreditrepair.com and put (cancellation) in the subject.

2.2: Please be advised that all enrollment/audit fees are non-refundable and not transferable.

2.3: We allow a 7 day grace period. Afterwhich, your account will close. If your account is canceled you will need to pay a new enrollment fee + past due to continue. If your payment is going to be late for any reason, please contact our office during normal business hours to discuss your options. Failure to do so will result in a service cancellation.

3: Legal Advice:

3.1: InPower Professional Solutions LLC. does NOT provide legal advice. However, we will do our due diligence to ensure the accuracy of advice and suggestions we give in discussing your options. For legal advice please consult an attorney.

4: What to expect:

4.1: Required Documents (Prior to starting our credit program, the following documents must be signed and dated):

🧭 Client Agreement

🧭 Credit Service Agreement

🧭 Consumer Credit File Rights (CROA Disclosure)

🧭 Right of Cancellation Notice

4.2: Course of action:

Document preparation and credit education. We will assess your current credit reports from all 3 bureaus and assist you with identifying inaccurate, erroneous, false, or obsolete information. You will determine which items you would like to dispute. We then will advise on the best course of action to dispute/remove those items.

We will customize dispute letters to send to all 3 credit bureaus on your behalf.

Within 15-45 days the bureaus will respond to you directly with your results and you will send your results directly to us whether good or bad.

We will conduct one-on-one coaching and mentoring sessions via in-person meetings, webinars, video conferencing, telephone, email, or any other form of communication during normal business hours.

In return, you agree to adhere to the fees outlined in your client agreement. ''You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you. Just send written notice as outlined in your client agreement.

5: Money Back Guarantee

🧭 You are entitled to a 100% refund on all MONTHLY payments in the event of the following:

🧭 We do not remove any negative items worked on and you have had 180 days (6 consecutive months) from the time that you have retained our services.

🧭 You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.

🧭 You have had no new evictions, tax liens, repos, maxed out credit cards, collections or missed payments during the time frame we are assisting you.

🧭 No new account opened without us being advised

🧭 You have maintained credit monitoring services at all times during the time frame we are assisting you.

🧭 You agree and have sent updated reports/responses from the three credit bureaus @ creditors to us within 3 days of receipt.

🧭 You have at least 3 negative items when you sign up

**updated reports usually arrive within 15-45 days. It's your responsibility as a client to notify us that you have received or not received updated reports with in 3 days**

Location - 8951 Cypress Waters Blvd Ste 160

Coppell TX. 75019

We operate in compliance to the guidelines of the Fair Credit Reporting Act to make sure you receive optimum results. We have the know-how you need to get it done right! It is our mission to guide you step by step until you complete our program.